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The rule about this has not yet been made very clear. You can avail of the benefit as long as your delivery date is within the validity dates written on your premium receipt. They also have validity dates, as reflected in their Sponsored ID cards.
For NSD in Levels 2 to 4 hospitals, the total Philhealth payment consists of 6,500 pesos (5,000 for the facility and health professional and 1,500 for prenatal care).No, if it’s already too late to pay for 3 months prior to delivery.But if you can accept possible denial, you can go to the nearest Philhealth and ask if you can avail if you pay for 1 year in advance.Above exclusions are sourced from: Philhealth Circular signed by Philhealth President Rey Aquino on November 10, 2008. Under the Philhealth Case Rate program, the coverage for CS is 19,000 pesos.This 19k is allocated as 11,400 pesos for hospital costs and 7,600 pesos for professional fees. This is a Philhealth benefit worth 1,750 pesos for your newborn baby: – 500 pesos for umbilical cord care, eye prophylaxis, thermal care, Vitamin K, BCG vaccine administration, and newborn resuscitation, 1st dose of hepatitis immunization – 550 pesos for the newborn screening test – 200 pesos for the newborn hearing screening test – 500 pesos for the pediatrician – Available for all normal deliveries, even for fifth and succeeding deliveries, and for CS deliveries.